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Certificates of Deposit

A Certificate of Deposit (CD) is a no-risk way to take advantage of high interest rates.

Investing in a CD is simple. Just keep your money deposited for a predetermined period and earn interest at a level associated with that term. The longer you keep your funds invested, the more you’ll earn. First Federal offers a variety of CDs to fit your needs, from 30-day deposits to long-term, 60-month investments.

  • CDs range from 30 days to 6 months
  • $500 minimum required to open an account
  • Contact your local branch for rates
  • Interest can be transferred to a checking, savings, or added to the CD balance
  • Substantial penalty for early withdrawal