Privacy Policy

What Does First Federal Bank Do With Your Personal Information?

Rev. Date 9/14

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Federal Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does First Federal Bank Share? Can You Limit This Sharing?
For our everyday business purposes – such as to process your transaction, maintain your account(s), respond to court orders and legal investigation, or report to credit bureaus Yes No
For our marketing purposes – To offer our products and services to you Yes We Do Not Share
For joint marketing with other financial companies No We Do Not Share
For our affiliates' everyday business purposes – information about your transactions and experiences No We Do Not Share
For our affiliates' everyday business purposes – information about your creditworthiness No We Do Not Share
For nonaffiliates to market to you No We Do Not Share
Questions
Call 615-446-2822
Who We Are
Who is providing this notice? First Federal Bank
What We Do
How does First Federal Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building
How does First Federal Bank collect my personal information?
We collect your personal information, for example, when you

  • Open an account or Deposit money
  • Pay your bills online or Apply for a loan
  • Use your debit or credit card
We also collect your personal information from other such as credit bureaus or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial or non financial companies.
  • First Federal Bank has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • First Federal Bank does not share with non-affiliates so they can market you
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • First Federal Bank does not jointly market
Click here for our Mobile Privacy Disclosure
Click here to access our PDF Privacy Policy.