WHAT DOES FIRST FEDERAL BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully
to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:

  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Federal Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does First Federal Bank
Share?		 Can you limit
this sharing?
For our everyday business purposes – such as to process your transaction, maintain your account(s), respond to court orders and legal investigation, or report to credit bureaus Yes No
For our marketing purposes – To offer our products and services to you No We Don’t Share
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes – Information about your transactions and experiences No We Don’t Share
For our affiliates’ everyday business purposes – Information about your creditworthiness No We Don’t Share
For nonaffiliates to market you No We Don’t Share

Call 615-446-2822 or go to www.ffbtn.com with Quesions

 

What we do

How does First Federal Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and building.

How does First Federal Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Deposit money
  • Pay your bills online or Apply for a loan
  • Use your debit or credit card

We also collect your personal information from other such as credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial or non financial companies.

  • First Federal Bank has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • First Federal Bank does not share with non-affiliates so they can market you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First Federal Bank does not jointly market

MOBILE PRIVACY DISCLOSURE

WHAT DOES FIRST FEDERAL BANK DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE APPLICATION

Why?

The mobile application requests access to information stored on your devices such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that:

  • Before granting access to this information, you will be prompted to give the application that permission.
  • If you do not wish to grant that permission, you may decline.
  • If you later change your mind, those permissions can be updated in your device’s settings.

What?

Some examples of information your app will request access to are:

  • Location
  • Contacts
  • Camera

How?

To protect your personal information from unauthorized access and use, we use security measures that comply with U.S. Federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and U.S. Federal record retention laws. Please contact us to determine specific timeframes for your personal stored information.

Questions?

Please contact First Federal Bank at 615-446-2822 regarding questions about the information included in this Mobile Privacy Notice.\

You can also access First Federal’s full Privacy Policy.